An online deposit calculator will help you calculate your income, taking into account the selected interest rate of the bank and with or without monthly replenishment. The calculation result is formed in the form of a table for each reporting period. The calculator considers taking into account the capitalization of interest.
If you want to achieve maximum profitability, then you should choose deposits with capitalization, in which case interest will be calculated on the deposit amount and previously accrued interest.
Interest on deposits with capitalization may be accrued daily, monthly, quarterly and annually. If they are not paid, then they are added to the amount of the deposit.